New clients choose from three service options depending on the depth and breadth of advice they need. Every engagement is billed as a flat‑rate project fee, quoted in advance so you know the exact cost before any work begins. All services are available in person or remotely through video conferencing and secure file sharing.

Financial Plan

This is our flagship service because it offers an affordable way to integrate all aspects of your financial life. The Financial Plan includes a review and analysis of your current situation and a written action plan with recommendations covering investments, retirement planning, income and cash‑flow planning, tax planning, risk management, and estate planning.

During an interactive session of approximately two hours, we gather information about your goals and financial situation, provide education and advice across all key areas, and discuss strategies and options. About a week later, we mail a customized report with recommendations, including a detailed investment plan. This document serves as a strategic roadmap tailored to your unique circumstances, complete with action items and instructions to help you implement the plan. Follow‑up support is included.

Fee: $1,875
($1,500 for less complex plans)

Investment Plan

This service is similar to the Financial Plan but focuses exclusively on investment issues. The process begins with an interactive meeting of about 1½ hours to learn about your investment needs and to provide guidance on developing and managing an effective portfolio. About a week after the meeting, you will receive an investment plan tailored to your goals, risk preferences, and financial situation, including specific investment recommendations.

Fee: $1,500

Financial Consultation

This two‑hour interactive work session is designed to address your most urgent or important financial issues. It can also serve as a financial tune‑up, a second opinion, or the starting point for more in‑depth planning. Our first priority is to answer your questions, but we also highlight issues you may not have considered. About a week after the meeting, we mail a written report outlining our key observations and recommendations.

Specific investment advice is available if desired, though it will not be as extensive as in our other new‑client services unless your investment needs are relatively simple. If you wish to explore any topic further, you are welcome to use one of our ongoing services.

Fee: $975